The Turning 65 Advisor offers Long Term Care Insurance in Peoria, Surprise, and Phoenix, AZ. Long Term Care Insurance is crucial, with 70% of 65-year-olds predicted to need such care by 2020. It covers chronic conditions, disabilities, and illnesses not addressed by regular health insurance. Applying involves health questions, medical record reviews, and interviews. Coverage eligibility is based on daily living activities impairment. Policies require self-payment for a set period before reimbursement. Costs vary based on gender, marital status, age, health, and insurance company. Purchasing through The Turning 65 Advisor ensures expert assistance. Contact us for personalized consultations and secure coverage.